Our Strength

  • Swift assistance: securing underwriting as soon as receiving your request
  • Helping you with any type of property
  • Rates from 8.99%
  • Securing for you loans of any sum from $150K to $30 mil

Programs

  • SFR, CONDO AND 2-4 UNITS

    1st Liens

    • Up to 75% LTV.
    • Rates from 9.99%.
    • 12 – 24 months loan term.
    • Minimum 600 FICO, lower – exception only.

    2nd Liens

      • Up to 65% CLTV.

    MULTIFAMILY

    1st Liens

    • Up to 75% LTV.
    • Rates from 9.99%.
    • 12 – 24 months loan term.
    • Minimum 600 FICO, lower – exception only.

    2nd Liens

    • Up to 65% CLTV.

    Residential

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  • RETAIL, INDUSTRIAL, OFFICE

    1st Liens

    • Up to 75% LTV.
    • Start rate – from 9.99%.
    • 12 – 24 months loan term.
    • Minimum 600 FICO, lower – exception only.

    2nd Liens

    • Up to 65% CLTV.
    • 1st lien must be conventional bank & must agree to junior lien.

    Commercial

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  • RESIDENTIAL (1-4 UNITS)
    Up to 85% LTC but not to exceed 65% LTARV

    • From 10% rate.
    • Minimum score – 640.
    • 12 months. Longer term possible depending on scenario.
    • “No-experience” flippers – case by case.
    • Marketable location.

    Fix and Flip

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  • GENERAL GUIDELINES

    • Purpose: Purchase and refinance. transactions Loan Amounts: $150K – $25MM.
    • Term: 12 months, interest only. Longer term available in some cases (up to 24 months).
    • Credit Score: Not credit score driven.
    • Prepayment Premium: Case by case.
    • Broker Fees: Case by case but minimum is 2 points.
    • Lender Fees: Average of $2,500.
    • Other Fees: Valuation, due diligence fees – depending on transaction.

    UNDERWRITING GUIDELINES

    • Experience: First Time Investor MAX 65% LTV.
    • Income Verification: Simple documentation.
    • Down Payment: No source
    • Appraisal Process: Contact your Account Executive to learn about our streamlined process and cost. Impounds None.
    • Foreign Investors: 65% maximum LTV.

    Bridge Loans: General Guidelines

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Lending Bee, Inc.

Lending Bee Inc. is a leading hard money lender with a strong reputation and over 20 years of experience in the real estate finance industry. Our commitment to personalized lending sets us apart, as we understand that each borrower’s circumstances are unique. With our expertise and support, you can concentrate on expanding your portfolio while we take care of securing the financing you need.

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Your Blueprint to Real Estate Wealth

Unlock the Secrets to Building Your Property Empire

Ready to transform your real estate aspirations into reality? Dive into our exclusive blueprint to real estate wealth – a comprehensive roadmap designed to equip you with the knowledge, tools, and resources needed to build your property empire from the ground up.

Start your journey today and turn your dreams of real estate success into a lucrative reality with Lending Bee Inc.

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We manage own funds that helps us act fast and get flexible

Being a part of financial group, Lending Bee accumulates funds through LBC Capital Debt Income Fund. Members of the Fund who are purely accredited investors, invest in real estate loans and allow us being on top of any real estate investment game.

Our members benefit from 8% returns and low-risk investment’s opportunities.

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Investment Journey Roadmap

  • Step: 1

    Evaluation of Your Situation

    Our journey together begins with understanding your unique situation. We'll assess your investment goals, financial standing, and property aspirations to tailor a financing solution that perfectly fits your needs.

  • Step: 2

    Customized Financing Solutions

    Armed with insights from the evaluation stage, we'll craft personalized financing options designed specifically for you. Whether you're diving into a fix-and-flip project or venturing into commercial real estate, we have the right loan products to fuel your success.

  • Step: 3

    Expert Guidance and Support

    No need to navigate the complexities of real estate finance alone. Our team of seasoned professionals is here to provide expert guidance and support at every turn. From loan structuring to closing, we'll be with you every step of the way.

  • Step: 4

    Seamless Application Process

    Say goodbye to paperwork headaches and long wait times. Our streamlined application process ensures a hassle-free experience from start to finish. Submit your application with ease and let us take care of the rest.

  • Step: 5

    Timely Approval and Funding

    Time is of the essence in real estate. That's why we prioritize swift approval and funding, allowing you to seize lucrative opportunities without delay. Trust in our efficient process to keep your investments moving forward.

  • Step: 6

    Ongoing Support + Relationship

    Our commitment to your success doesn't end at funding. Count on us for ongoing support and a lasting relationship built on trust and transparency. Whether you have questions or need advice, we're always here to help.

Why us

  • Lightning-fast results in just 3-7 days with our exceptional financing solutions
  • Enjoy competitive rates starting from 8.99%
  • Flexible Loan-to-Value ratios reaching up to 80%.
  • Welcome applicants with scores of 450+
  • Ensure a hassle-free experience with minimal documentation required.
  • Expertly cater to an extensive range of property types
  • We have over 20 years of experience
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Empowerment Package

  • Flexible Financing Solutions to Fuel Your Success:

    Unlock the full potential of your real estate investments with our flexible financing solutions. Whether you're looking to fund a fix and flip project, embark on new construction, or secure a bridge loan, we offer tailored financial products to suit your needs. With competitive rates and expedited processing, Lending Bee Inc. empowers you to seize lucrative opportunities and achieve your investment objectives with confidence.

  • Expert Guidance for Your Unique Investment Journey:

    At Lending Bee Inc., we believe in more than just providing loans – we're dedicated to guiding you through every step of your investment journey. Our team of seasoned professionals understands that no two investment scenarios are alike. Whether you're a seasoned investor or just starting out, we offer personalized guidance tailored to your specific goals and circumstances. From initial consultation to loan structuring and beyond, count on us to be your trusted partner in real estate finance.

  • Streamlined Process, Hassle-Free Experience:

    Say goodbye to the complexities of traditional lending and hello to a streamlined, hassle-free borrowing experience with Lending Bee Inc. Our simplified application process and efficient approval timeline ensure that you get the financing you need when you need it. Whether you're a seasoned investor or new to the game, our user-friendly approach to lending makes securing funding for your real estate ventures a breeze.

Testimonials

More reviews
D
David Cooper Los Angeles, CA

“Lending Bee worked with me to get a remodeling loan to help me upgrade a condo and prep it for sale. they quickly processed my docs, approved my loan and wired me funds. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night. The whole process took less than two weeks. I'd personally like to thank Vladimir, Rico & Ani for being available to me any time, day or night.”

Anastasia Vander Bloomen photo
Anastasia Vander Bloomen Central LA, Los Angeles, CA

“Very knowledgeable staff, knows the loan process in and out, attention to details. Great customer services. Guys were doing everything possible to get the approval. Me and my husband definitely recommend the company.”

Ekaterina Petrushkina photo
Ekaterina Petrushkina Los Angeles, CA

“Very professional service! Helped me with re-finance and made the process very smooth and quick. All the communications were prompt and to the point, all of my questions answered. Highly recommend!”

C
Chad Young Los Angeles, CA

“It was very easy to do a cash-out refinance with them. Thanks to them I added another Airbnb to my portfolio. They work fast, know their business, and go above and beyond to get you the result you are looking for.”

  • 1.  What is a hard money loan, and how is it different from a traditional loan?

    A hard money loan is a loan that is secured by real estate, uses private funds, and often has a shorter term and a higher interest rate than a traditional loan. At Lending Bee we manage our own fund with a pool of investors which allows us to make the decision fast and provide you the funding within days.

  • 2.  What types of properties are eligible for hard money loans?

    Hard money loans are commonly used to finance investment properties such as fix-and-flips, rental homes, or commercial buildings. Single-family residences, multi-family properties, office buildings, retail spaces, hotels and industrial assets are all eligible.

  • 3.  How much can I borrow with a hard money loan?

    The amount you may borrow with a hard money loan is determined by the value of the collateral property. Lenders will typically lend up to 70% of the value of the property, while certain lenders may give greater or lower loan-to-value ratios based on the the value and type of the property and borrower's creditworthiness.

  • 4.  What is the process for obtaining a hard money loan?

    The process starts with filling out a loan application and collecting a streamline document list -   loan application, credit report, income of the property, title report, valuation of the property. Then it goes to the underwriting department who reviews the docs and advises the loan committee on the final decision.

  • 5.  Can I use a hard money loan to refinance an existing mortgage?

    Yes, certain lenders are willing to provide hard money refinance loans that allow you to refinance an existing mortgage using the equity you have in your home. Such types of loans, however, usually have higher interest rates than regular refinancing hard money loans, and take more time to get processed.

Fast and flexible financing for your real estate investment projects in San Diego

Discover swift and adaptable financing solutions for your California real estate ventures with Lending Bee Inc. Our extensive array of hard money loans, secured by properties, encompasses fix and flip loans, bridge loans, and construction loans. Our dedicated team of professionals will meticulously assess your requirements and seamlessly guide you through the entire loan process. Elevate your real estate journey by reaching out to us today and unlocking the door to tailored financing success.

    Get a free consultation

    Fill out a simple form, and we'll get in touch to provide you with personalized loan program assistance.